Think back to your last difficult financial decision. Your hand might have been shaking signing that car lease, or maybe you were skipping out of a store with a new pair of jeans. Were you able to remain objective or were you stuck thinking about the emotional here and now? Thanks to business writer Suzy… Read More »
With all the talk about how Apple Pay will turn us into a cashless society, a recent report by the Federal Reserve Bank of San Francisco found cash still accounts for 40 percent of transactions. Before you start using your phone to pay for everything, realize that cash is still very much king. But when… Read More »
What information could someone get out of your phone? According to Consumer Reports, 1.4 million phones were lost while 3.1 million were stolen in 2013. We all store valuable financial information in our smartphones, how can we best go about protecting ourselves from fraud and identity theft? Here are some ways to protect your accounts… Read More »
Our generation that grew up watching entrepreneurs likes Mark Zuckerberg create billion-dollar empires from scratch are poised to become the greatest group of innovators in history. Yet according to the Wall Street Journal, 41.4 percent of those under 35 are burdened by student loan debt and are entering a workforce with prohibitive unemployment levels. So… Read More »
Saving money often feels bittersweet, but it doesn’t have to be. Ten minutes spent online can automate the savings process—but more importantly, do you have the discipline to make it work? Here’s how to get started. Automate Your Savings and Forget It. Set your checking account so it automatically pulls a certain amount from every… Read More »
Here’s an alarming fact: 56 percent of young Americans are living paycheck to paycheck. Even worse, over half of Americans have more debt than emergency savings. That’s no way to live. Just a little sacrifice now can help you keep your head above water. So what’s stopping you? Why Emergency Savings Aren’t Optional “If you… Read More »
Have you been considering taking the leap from hopeful entrepreneur to business owner? You’re not alone. In 2012, more than 514,000 people became new business owners. Although few of these start-ups will reach the mega-success of companies like Apple and Facebook, their founders all have one thing in common: they need help getting their business… Read More »
Most banks don’t allow you to make your weekly deposits and then sign up to walk across a bed of hot coals for charity. But all across the country, local credit unions have done exactly this by giving their members the opportunity to serve their community, while also providing top notch financial services. This kind… Read More »